A two-minute triage

Start here.

Two questions to figure out where you actually are. Then one recommendation for what to do next. No judgment, no preamble.

Question 1

When did you last gamble?

In the last 48 hours Read what to do in the first 24 hours → In the last week or two Read the first-week financial checklist → A while ago — I'm dealing with the aftermath Read the realistic guide to paying off gambling debt → I'm not the gambler — someone close to me is Read how to protect your own finances first →

Question 2

Do you know exactly what you owe?

No, I haven't looked yet

This is the hardest part. The Reset Kit's Day 1 Triage worksheet is built exactly for this — you fill in one page and have your real picture in 20 minutes.

Get the Reset Kit — $20 →

Yes, I have the numbers but no plan

Try the free calculator first to see your real surplus and payoff timeline. If you need a structured plan after that, the Kit gives you week-by-week priorities.

Free calculator Get the Kit — $20

It's not my debt — it's my partner's or a family member's

Your priority is different: protecting your own credit and money first. The Family Protection Kit covers liability, credit protection, and the conversation — or start with the free protection guide.

Free protection guide Get the Family Kit — $20

Not ready for any of that?

That's fine. Read a guide. Use the free calculator. Come back when you're ready.

Browse all guides Get the free checklist

Not ready for the kit?

Get the free first-week checklist.

A one-page guide to the first 7 days. Free, instant download.